Committed to Guiding You Home
Buying a property in Ottawa is a complicated process, regardless of whether you’re a first-time buyer or a seasoned pro. Buying a home requires alot of patience, dedication, and persistence so it’s essential that you have an expert in your corner. There are many factors home buyers should consider and understand before making a purchase. My goal when working with buyers is to give them a clear understanding of what to expect to alleviate any worries they might have.
PARTNER WITH A PROFESSIONAL
Work With Wendy
As your Realtor®, it is my responsibility to be your advisor while making sure your real estate experience is worry and stress-free. I will continuously act as your liaison throughout the buying process to ensure that you are adequately prepared, educated, and protected.
You will never have to question honesty, integrity, expertise, or professionalism.
The Buying Process
Whether you’re buying your first home, moving up, downsizing, or looking for an investment property, as your Realtor®, I will help navigate you through the home buying process.
First Time Home Buyers Incentives
Land Transfer Rebate Tax
As a first-time home buyer in Ontario, you will receive a rebate of up to $4,000 on your Land Transfer Tax. To be eligible: you must be 18 years of age; you must be a Canadian citizen or permanent resident of Canada.
The Home buyers Plan (HBP)
First-time Buyers are eligible to withdraw up to $35,000 individually, OR $70,000 per couple (tax-free and without penalties) from your RRSP savings to help with your downpayment.
Shared Equity Mortgage Plan (SEMP)
The Government will help first-time home buyers finance part of their first home to reduce mortgage carrying costs by providing an interest-free loan of up to 5% on resale homes, and up to 10% on new builds of the purchase price put towards your down payment.
Provincial Tax Credit
Take advantage of the $10,000 non-refundable tax credit that will land you a $1,500 tax rebate on your income tax. Just remember to fill in Line 31270 on your return when you file your taxes for the year you bought your home.
FIND YOUR DREAM HOME
Let’s Get Started
My primary focus as your Realtor® is to make sure you are constantly being seen, heard, & understood. I believe that effective communication is not only critical but a requirement for your success.
If you’re considering buying a home, I’m here to help. Get in touch with me today to get started.
Direct: 613-795-7355
Office: 613-692-2555
Email: wbranchaud@royallepage.ca
Address: 5510 Manotick Main St, Manotick, ON K4M 1A7
